Standalone Own Damage Cover for Private Car

About Standalone Own Damage Cover for Private Car

A free IndiaInsurances page on Standalone Own Damage Cover for Private Car from Bajaj General Insurance (Car insurance, UIN IRDAN113RP0001V02201920, approved 9 Aug 2019). This is a standalone own-damage private car policy where the insured vehicle is covered for listed perils including fire, theft, flood, accidental external means and transit. The sum insured is the IDV, and claims are promised settlement or rejection within 30 days of receiving the last relevant and necessary document. The page lists 16 facts read from 4 policy documents, each linked to the clause it comes from, for example voluntary deductible: Optional higher deductible over compulsory deductible: Rs. 1000 to Rs; insured declared value (idv): IDV is the Sum Insured, fixed at commencement; manufacturer’s listed; no-claim bonus: Discount on Own Damage Premium; maximum earned NCB 50%; entitled only. It also shows how to claim or complain on this policy and links the official grievance routes. IndiaInsurances is a free, independent site that reads Indian insurance policies clause by clause: waiting periods, co-pay, exclusions and claims, each quoted from the policy documents. It sells no insurance and earns no commission. Listed by the IndiaInsurances team.

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