IndiaInsurances Health Ensure

About IndiaInsurances Health Ensure

A free IndiaInsurances page on Health Ensure from Bajaj General Insurance (Health insurance, UIN BAJHLIP24149V062324, approved 29 Jul 2020). Health Ensure is a Bajaj General hospitalisation indemnity policy on an individual or family floater basis, for 1, 2 or 3 years, with sum insured up to Rs. 10 lakh and room rent capped at 1% of sum insured up to INR 5,000 per day. Pre-existing diseases wait 24 months, claims are handled in-house without a TPA, and Zone B premium payers treated in a Zone A city pay a 20% co-payment. The page lists 49 facts read from 4 policy documents, each linked to the clause it comes from, for example room rent limit: 1% of sum insured per day, up to INR 5,000; co-payment: 20% if you pay Zone B premium and are treated in a Zone A city; pre-existing disease waiting period: 24 months. It also shows how to claim or complain on this policy and links the official grievance routes. IndiaInsurances is a free, independent site that reads Indian insurance policies clause by clause: waiting periods, co-pay, exclusions and claims, each quoted from the policy documents. It sells no insurance and earns no commission. Listed by the IndiaInsurances team.

Key Features

Tags

More Data & Analytics tools