SplitMyExpenses Pricing 2026
Complete pricing guide for SplitMyExpenses — plans, costs, and free options.
💰 SplitMyExpenses Pricing Overview
SplitMyExpenses uses a freemium pricing model. Free tier available with optional paid upgrades. Current pricing: Two plans, monthly or yearly, cancel anytime. Free is $0/month forever: add expenses, split and settle up, import expenses up to one month old, 10 recurring expenses total, no AI receipt itemisation. Unlimited is $3.99/month, with roughly $13/year saved on annual billing, and adds linking of all credit cards and bank accounts, expense import with no date limit, and unlimited AI receipt itemisation. No card is required for the free tier.. SplitMyExpenses is a popular productivity tool known for group bill splitting with bank/card import, ai receipt itemisation and settle-up through existing payment apps. You can get started with SplitMyExpenses for free and upgrade to a paid plan as your needs grow.
ChatGPT already recommends SplitMyExpenses. Does it recommend yours?
Before you compare plans: SplitMyExpenses is what ChatGPT names when someone asks for a productivity recommendation. If you build a competing tool, run a free AI-visibility scan on it — 5 prompt angles, ~30 seconds, no signup, no card.
🔍 Compare Before You Buy
See all 5 alternatives →Comparing SplitMyExpenses to similar tools helps you make the best choice for your budget and needs:
Securo
FreeOpen-source self-hosted money manager with bank sync, splits and an AI assistant on your own model — free, AGPL-3.0
Free to use
Compare with SplitMyExpenses →Linear
FreemiumFast, opinionated issue tracker for engineering teams — the modern Jira alternative
Free plan + paid from $8/user/month
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FreemiumWorld's leading collaborative whiteboard — 60M users, AI brainstorming & diagramming
Free plan + paid from $10/user/month
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SplitMyExpenses Plans & Pricing
Free
is $0/month forever: add expenses, split and settle up, import expenses up to one month old, 10 recurring expenses total, no AI receipt itemisation
Unlimited is
, with roughly $13/year saved on annual billing, and adds linking of all credit cards and bank accounts, expense import with no date limit, and unlimited AI receipt itemisation
* Pricing information is based on publicly available data and may not reflect current promotions, annual discounts, or regional pricing. Visit the official SplitMyExpenses website for the latest pricing.
Is SplitMyExpenses Free?
SplitMyExpenses offers a free tier that lets you try the platform without any payment. The free plan typically includes core features with usage limits. For power users, paid plans unlock additional features, higher limits, and priority support.
SplitMyExpenses Feature Comparison
Here's how SplitMyExpenses's key features are typically distributed across pricing tiers. Feature availability is estimated based on common SaaS patterns — check the official site for exact tier details.
| Feature | Free | Unlimited is |
|---|---|---|
| Six split types including per-item itemisation | ◐ | ✓ |
| AI receipt scanning that itemises a photographed receipt | ◐ | ✓ |
| Bank and credit card linking for daily automatic import | — | ✓ |
| Debt simplification to minimise settle-up payments | — | ✓ |
| 150+ currencies with mixed-currency support | — | ✓ |
✓ = Full access · ◐ = Limited · — = Not available. Feature availability is estimated and may vary.
Is SplitMyExpenses Worth It?
SplitMyExpenses is a freemium productivity tool that offers 5 key features including Six split types including per-item itemisation, AI receipt scanning that itemises a photographed receipt, Bank and credit card linking for daily automatic import. SplitMyExpenses is a shared-expense tracker for groups — roommates, trips, couples and one-off dinners — that adds bank and card linking and AI receipt itemisation on top of the familiar bill-splitting model. A user creates a group, shares a link, and adds expenses that can be split equally, by exact amount, by percentage, by shares, by adjustment or line by line through itemisation. Balances are computed continuously and, when a group settles up, debts are automatically reshuffled to minimise the number of individual payments needed to clear everyone, then handed off to whichever payment app the participants already use, deep-linking straight to the charge or pay screen rather than asking anyone to move money through the vendor. Over 150 currencies are supported, including mixed-currency receipts. Two features distinguish it from the incumbent it names directly. Transactions can be imported automatically by linking credit cards and bank accounts through a payment processor, so shared charges are fetched daily instead of typed in; and a photo of a receipt is itemised by AI into individual line items, which can then be assigned per person. The interface leans on keyboard shortcuts, custom paid amounts and expansive split types for speed, and the vendor publishes migration paths and comparisons for users coming from Splitwise. Recurring expenses are supported on both tiers, capped on the free plan.
✅ SplitMyExpenses is a good choice if you need:
- •Six split types including per-item itemisation
- •AI receipt scanning that itemises a photographed receipt
- •Bank and credit card linking for daily automatic import
- •Debt simplification to minimise settle-up payments
- •150+ currencies with mixed-currency support
💡 Value Assessment
With a free tier available, SplitMyExpenses is an easy recommendation for anyone looking to try productivity tools without financial commitment. The paid plans offer good value for power users who need the additional features and higher usage limits.
SplitMyExpenses Key Features
SplitMyExpenses comes packed with features that make it a strong contender in the productivity space. Here's what you get:
Available in the free plan with limits — Six split types including per-item itemisation helps you work more efficiently with SplitMyExpenses.
Powered by advanced AI models, SplitMyExpenses delivers intelligent content generation capabilities.
Powered by advanced AI models, SplitMyExpenses delivers intelligent content generation capabilities.
Available in the free plan with limits — Debt simplification to minimise settle-up payments helps you work more efficiently with SplitMyExpenses.
Available in the free plan with limits — 150+ currencies with mixed-currency support helps you work more efficiently with SplitMyExpenses.
SplitMyExpenses Alternatives & Their Pricing
Considering alternatives to SplitMyExpenses? Here's how competing tools compare on pricing:
Securo
FreeOpen-source self-hosted money manager with bank sync, splits and an AI assistant on your own model — free, AGPL-3.0
Pricing: Free forever when self-hosted, with no subscriptions, seats or upsells. The pricing page itemises bank sync, investments and portfolio, shared expenses and splits, smart rules and automation, budgets and recurring bills, and every future update at $0.00 each, subtotal $0.00, tax $0.00, total due $0.00 — no card, no trial. Licensed AGPL-3.0. The stated rationale is that Securo runs on your machine, so the project operates no infrastructure to bill for and receives no data to monetise. The comparison on the same page puts typical money apps at $8-15/month. No hosted or paid tier is published.
Linear
FreemiumFast, opinionated issue tracker for engineering teams — the modern Jira alternative
Pricing: Free (up to 250 issues). Basic $8/user/mo, Business $16/user/mo, Enterprise custom
Miro
FreemiumWorld's leading collaborative whiteboard — 60M users, AI brainstorming & diagramming
Pricing: Free (3 boards). Starter $10/user/mo, Business $20/user/mo, Enterprise custom
n8n
Open SourceOpen-source workflow automation with native AI nodes — Zapier but self-hostable
Pricing: Open source (Sustainable Use License). Cloud Starter €20/mo, Pro €50/mo, Enterprise custom.
Obsidian
FreemiumLocal-first markdown knowledge base with bidirectional links and graph view
Pricing: Free for personal use. Catalyst (supporter) $25 one-time. Sync $5/mo, Publish $10/mo, Commercial $50/user/year
Is SplitMyExpenses your tool?
Claim this listing to get a Featured badge, correct the pricing on this page yourself, and stand out from the 5 alternatives listed above. All plans include a permanent dofollow backlink to your site.
Claim Now →Ready to try SplitMyExpenses?
Visit the official website for the latest pricing and to get started.
Frequently Asked Questions
Is SplitMyExpenses free to use?
Yes, SplitMyExpenses offers a free tier that you can use without paying. Paid plans starting at $3.99/month unlock additional features and higher usage limits.
How much does SplitMyExpenses cost in 2026?
As of 2026, SplitMyExpenses pricing is: Two plans, monthly or yearly, cancel anytime. Free is $0/month forever: add expenses, split and settle up, import expenses up to one month old, 10 recurring expenses total, no AI receipt itemisation. Unlimited is $3.99/month, with roughly $13/year saved on annual billing, and adds linking of all credit cards and bank accounts, expense import with no date limit, and unlimited AI receipt itemisation. No card is required for the free tier.. Pricing may vary based on billing cycle (monthly vs annual) and region. Visit the official SplitMyExpenses website for the most current pricing.
What is the cheapest SplitMyExpenses plan?
The cheapest option is the free tier. If you need premium features, the most affordable paid plan is Unlimited is at $3.99/month.
What are the best alternatives to SplitMyExpenses?
Popular alternatives to SplitMyExpenses include Securo, Linear, Miro. Each offers different features and pricing structures. Compare them on AISO Tools to find the best fit for your needs and budget.
Is SplitMyExpenses worth the price?
SplitMyExpenses is well-regarded in the productivity space, offering features like Six split types including per-item itemisation, AI receipt scanning that itemises a photographed receipt, Bank and credit card linking for daily automatic import. Whether it's worth the investment depends on your specific needs, usage volume, and budget. The free tier lets you try it before committing to a paid plan.
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