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Securo Pricing 2026

Complete pricing guide for Securo — plans, costs, and free options.

FreeFree to useUpdated August 24, 2026

💰 Securo Pricing Overview

Securo uses a free pricing model. Completely free to use with no paid plans. Current pricing: Free forever when self-hosted, with no subscriptions, seats or upsells. The pricing page itemises bank sync, investments and portfolio, shared expenses and splits, smart rules and automation, budgets and recurring bills, and every future update at $0.00 each, subtotal $0.00, tax $0.00, total due $0.00 — no card, no trial. Licensed AGPL-3.0. The stated rationale is that Securo runs on your machine, so the project operates no infrastructure to bill for and receives no data to monetise. The comparison on the same page puts typical money apps at $8-15/month. No hosted or paid tier is published.. Securo is a popular productivity tool known for open-source self-hosted money manager with bank sync, splits and an ai assistant on your own model — free, agpl-3.0. You can get started with Securo for free and upgrade to a paid plan as your needs grow.

ChatGPT already recommends Securo. Does it recommend yours?

Before you compare plans: Securo is what ChatGPT names when someone asks for a productivity recommendation. If you build a competing tool, run a free AI-visibility scan on it — 5 prompt angles, ~30 seconds, no signup, no card.

🔍 Compare Before You Buy

See all 5 alternatives →

Comparing Securo to similar tools helps you make the best choice for your budget and needs:

Open Notebook

Open Source

Open-source, self-hosted AI research notebook with podcast generation and full model control

Free to use

Compare with Securo

Affine

Freemium

Open-source workspace blending docs, whiteboards, and databases

Free cloud tier. Self-hosting is free. Paid plans for teams.

Compare with Securo

n8n

Open Source

Open-source workflow automation with native AI nodes — Zapier but self-hostable

Free to use

Compare with Securo
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Securo Plans & Pricing

Free

$0forever

forever when self-hosted, with no subscriptions, seats or upsells

Most Popular

The pricing page itemises bank sync, investments and portfolio, shared expenses and splits, smart rules and automation, budgets and recurring bills, and every future update at

$0.00/month

each, subtotal $0.00, tax $0.00, total due $0.00 — no card, no trial

The stated rationale is that Securo runs on your machine, so the project operates no infrastructure to bill for and receives no data to monetise

See website

The comparison on the same page puts typical money apps at

$8-15/month

* Pricing information is based on publicly available data and may not reflect current promotions, annual discounts, or regional pricing. Visit the official Securo website for the latest pricing.

Is Securo Free?

Yes, Securo offers a free plan

Securo is completely free to use. There are no hidden costs, no premium tiers, and no paywalls. Everything the tool offers is available at no charge, making it accessible to individuals, students, and organizations of all sizes.

Securo Feature Comparison

Here's how Securo's key features are typically distributed across pricing tiers. Feature availability is estimated based on common SaaS patterns — check the official site for exact tier details.

FeatureFreeThe pricing page itemises bank sync, investments and portfolio, shared expenses and splits, smart rules and automation, budgets and recurring bills, and every future update atThe stated rationale is that Securo runs on your machine, so the project operates no infrastructure to bill for and receives no data to monetiseThe comparison on the same page puts typical money apps at
Bank sync across Europe, the US and Brazil via regulated Open Finance connections
AI assistant that answers questions over your own data, running on your server with your chosen model
Investment portfolio tracking alongside manually entered assets
Shared expenses and splits with per-person balances, plus recurring bills and budgets
AGPL-3.0 licensed and self-hosted — credentials, transactions and history never leave your machine

✓ = Full access · ◐ = Limited · — = Not available. Feature availability is estimated and may vary.

Is Securo Worth It?

Securo is a free productivity tool that offers 5 key features including Bank sync across Europe, the US and Brazil via regulated Open Finance connections, AI assistant that answers questions over your own data, running on your server with your chosen model, Investment portfolio tracking alongside manually entered assets. Securo is an open-source, self-hosted personal finance manager that covers the full surface most people currently split across three or four apps: bank synchronisation, credit cards, investment portfolios, shared expenses and splits, recurring bills, budgets and rule-based automation. Bank connections span Europe, the US and Brazil through regulated Open Finance and Open Banking channels, and the architecture point is stated bluntly on the homepage — the banks send transactions to your server, credentials and history stay with you, and the project operates no servers of its own, so there is nothing for it to monetise and nothing to breach. Portfolio tracking covers listed equities alongside manually entered assets like property. The AI surface is an assistant that answers questions over your own data — the worked example asks where the money went over three months, gets a category breakdown with a quarter-on-quarter comparison, and then sets a budget in the follow-up turn — and, in keeping with the rest of the design, it runs on your server with a model you choose rather than a vendor endpoint. Shared expenses handle multi-person splits with a per-person balance. The licence is AGPL-3.0, which is the licence choice that makes the promise durable rather than merely stated. The commercial model is that there is not one for self-hosting: the pricing page itemises every capability at $0.00 and totals it honestly. The cost is operational — you run the server, you handle the backups, and you are on the project's own upgrade cadence.

Securo is a good choice if you need:

  • Bank sync across Europe, the US and Brazil via regulated Open Finance connections
  • AI assistant that answers questions over your own data, running on your server with your chosen model
  • Investment portfolio tracking alongside manually entered assets
  • Shared expenses and splits with per-person balances, plus recurring bills and budgets
  • AGPL-3.0 licensed and self-hosted — credentials, transactions and history never leave your machine

💡 Value Assessment

With a free tier available, Securo is an easy recommendation for anyone looking to try productivity tools without financial commitment. The paid plans offer good value for power users who need the additional features and higher usage limits.

Securo Key Features

Securo comes packed with features that make it a strong contender in the productivity space. Here's what you get:

1.
Bank sync across Europe, the US and Brazil via regulated Open Finance connections

Connect with your existing tools and services for a unified workflow.

2.
AI assistant that answers questions over your own data, running on your server with your chosen model

Powered by advanced AI models, Securo delivers intelligent content generation capabilities.

3.
Investment portfolio tracking alongside manually entered assets

Available in the free plan with limits — Investment portfolio tracking alongside manually entered assets helps you work more efficiently with Securo.

4.
Shared expenses and splits with per-person balances, plus recurring bills and budgets

Available in the free plan with limits — Shared expenses and splits with per-person balances, plus recurring bills and budgets helps you work more efficiently with Securo.

5.
AGPL-3.0 licensed and self-hosted — credentials, transactions and history never leave your machine

Available in the free plan with limits — AGPL-3.0 licensed and self-hosted — credentials, transactions and history never leave your machine helps you work more efficiently with Securo.

Securo Alternatives & Their Pricing

Considering alternatives to Securo? Here's how competing tools compare on pricing:

Open Notebook

Open Source

Open-source, self-hosted AI research notebook with podcast generation and full model control

Pricing: Free and open source, self-hosted. No paid tier or hosted plan is advertised; model costs are whatever you incur with the providers you configure, and local models incur none. Support runs through GitHub and Discord.

Affine

Freemium

Open-source workspace blending docs, whiteboards, and databases

Pricing: Free cloud tier. Self-hosting is free. Paid plans for teams.

n8n

Open Source

Open-source workflow automation with native AI nodes — Zapier but self-hostable

Pricing: Open source (Sustainable Use License). Cloud Starter €20/mo, Pro €50/mo, Enterprise custom.

Karakeep

Freemium

Open-source bookmark manager for links, notes and images with automatic AI tagging

Pricing: Self-Hosted is free forever with unlimited bookmarks, unlimited storage, complete data control, the mobile and web apps, browser extensions and community support — the vendor states the self-hosted version has no restrictions relative to the cloud. Karakeep Cloud Free is $0 for trying it out with 10 bookmarks and 20 MB storage. Cloud Pro is $4/month (yearly billing saves 17%) with 50,000 bookmarks, 50 GB storage, AI-powered tagging, full-text search, the mobile and web apps and browser extensions. Corporate is custom per seat with everything in Pro plus custom deployment and domain, SSO, user management and priority support. A 7-day money-back guarantee applies to paid plans and data remains available for 30 days after cancellation.

Amical

Freemium

Open-source AI dictation for Mac, Windows, iOS and Android with app-aware auto-formatting

Pricing: Free gives unlimited local dictation forever on unlimited devices, plus 2,000 words/week of cloud dictation, custom vocabulary, AI formatting, 100+ languages and integrations, on Mac, Windows, iPhone and Android. Premium is $7/month billed $84/year ($10/month on monthly billing) and adds unlimited cloud dictation, shared vocabulary, team management and priority access to new features. Enterprise is custom-priced and adds private model hosting, custom models, ultra-low latency, volume discounts, SSO/SAML, OAuth, priority support, centralised billing and seat-based licences, with SOC 2 in progress. No plan trains models on your data.

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Ready to try Securo?

Visit the official website for the latest pricing and to get started.

Frequently Asked Questions

Is Securo free to use?

Yes, Securo offers a free tier that you can use without paying. Paid plans starting at $0.00/month unlock additional features and higher usage limits.

How much does Securo cost in 2026?

As of 2026, Securo pricing is: Free forever when self-hosted, with no subscriptions, seats or upsells. The pricing page itemises bank sync, investments and portfolio, shared expenses and splits, smart rules and automation, budgets and recurring bills, and every future update at $0.00 each, subtotal $0.00, tax $0.00, total due $0.00 — no card, no trial. Licensed AGPL-3.0. The stated rationale is that Securo runs on your machine, so the project operates no infrastructure to bill for and receives no data to monetise. The comparison on the same page puts typical money apps at $8-15/month. No hosted or paid tier is published.. Pricing may vary based on billing cycle (monthly vs annual) and region. Visit the official Securo website for the most current pricing.

What is the cheapest Securo plan?

The cheapest option is the free tier. If you need premium features, the most affordable paid plan is The pricing page itemises bank sync, investments and portfolio, shared expenses and splits, smart rules and automation, budgets and recurring bills, and every future update at at $0.00/month.

What are the best alternatives to Securo?

Popular alternatives to Securo include Open Notebook, Affine, n8n. Each offers different features and pricing structures. Compare them on AISO Tools to find the best fit for your needs and budget.

Is Securo worth the price?

Securo is well-regarded in the productivity space, offering features like Bank sync across Europe, the US and Brazil via regulated Open Finance connections, AI assistant that answers questions over your own data, running on your server with your chosen model, Investment portfolio tracking alongside manually entered assets. Whether it's worth the investment depends on your specific needs, usage volume, and budget. The free tier lets you try it before committing to a paid plan.

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